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Capital Credits

Members of People's Energy Cooperative, not a group of private investors, benefit from any margins produced by the Cooperative. As a not-for-profit organization, any profits or margins from previous fiscal years are allocated through capital credits to members based on their portion of electricity purchased. People's Energy Cooperative has retired $12.6 million in capital credits and $6.5 million in Dairyland Power Cooperative capital credits to members since 1958.

Sometimes referred to as "patronage dividends" or "member equity", capital credits are part of the member's investment in the Cooperative.

How they work:

  1. The Cooperative tracks how much electricity members buy and how much money they pay for it throughout the year.
  2. At the end of the year, we complete financial matters and determines whether there is excess revenues, called "margins."
  3. People's Energy Cooperative allocates the margins to members as capital credits based upon their use of electricity during the year.
  4. When the Cooperative's financial condition permits, the Board of Directors decides to retire, or pay, the capital credits.
  5. We notify members of how and when they'll receive their capital credit retirements.



Returned Capital Credit Checks

These are funds the Cooperative has tried to deliver to former or current members who have moved from their last known address or did not cash a check that was sent to them.

2018 Returned Capital Credit Check List



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